The Wealth Management Process

A team of highly specialized professionals with financial, tax and legal backgrounds work together to identify wealth-planning opportunities available, while also helping to avoid pitfalls

Financial Independence Analysis — Sensitivity analysis of adequacy for assets to support lifestyle

All Assets Considered — Private equity, real estate, and public investments

Tax Strategies — Are there opportunities for improvement in the tax structures you can employ? This includes trusts, corporate structures, IPP, RCA and business exit strategies.

Risk Assessment — What are the embedded risks in your current structures? This includes tax liabilities (Canada and US); insurance and asset protection trust structures

Wealth Transfer and Powers of Attorney documents reflects intentions and maximizes tax opportunities.

Macro level techniques employed in managing a portfolio rather than the underlying securities. Specific features could include:

• Customized investment policy statement
• Private Client Investment Strategies
• Multiple Asset classes including REIT and emerging markets
• Value, growth and diversified style complements
• Downside risk model
• Strategic Asset Allocation with a Global Tactical Asset Overlay
• Tax optimization among family accounts
• Allocation of income and gains
• Consolidated quarterly reporting
• Fee deductibility, where permitted

Day to day investment management at the market level (ie: Buy and sell decisions) on securities such as:

• Stocks
• Bonds
• Preferred shares
• GICs
• Mutual Funds
• Closed Ended Funds
• Segregated Funds
• ETF’s